If you are looking for home insurance with coverage over $1,000,000 than having a high-value home insurance policy is a better alternative than your typical home insurance policy. Our policies can be tailored to fulfill your exact needs. We know that every home is different and because each owner has varied taste, the contents of the home, and the building itself all characteristic of the resident.
We Offer the Following Coverage for High-Value Homes:
- Rebuild, Change out, or Provide a Cash Settlement: Some policies provides you the option pertaining to how and when you can repair or change out your property after we cover your loss. This policy also provides a cash settlement up to your policy limit, and the option of obtaining the full amount of the covered loss regardless of whether you replace items that were stolen or damaged, rebuild a structure or reconstruct your damaged home in the same way.
- We Can Give You the Rebuilding Cost: Sometimes, the estimate for home rebuilding costs isn’t accurate especially for larger, finer, high-value homes with unique and or custom features. So, at Unity One Insurance we recommend you speak to one of our agents regarding qualification for additional coverage so that your home is built back the way you want it.
- Protection for Machine Breakdowns: Depending on the states, we offer a total coverage policy for all appliances that fail mechanically, or electrically, or as a result of a pressure breakdown. Contact us regarding this policy.
- We Cover Sewer and Drain Backups: Some policies offer endorsements for loss which resulted from the backup of sewers and drains.
- Jewelry Protection: We can offer coverage up to $1,00,000 for lost, misplaced or stolen jewelry. Please ask us for details pertaining to this.
- We Help the Neighbors: It happens. Sometimes things happen that are beyond our control and yet a leaking appliance, a burst pipe or another issue that is covered occurs in your dwelling and accidentally damages your neighbor’s property. Liability Insurance can provide compensation payment to your neighbor to calm the situation, save your relationship and avoid probable lawsuits.
- We Help with Your Pet’s Injuries: Your pet can get hurt in the event of a covered loss. Our plan offers payment paid toward your pet’s medical costs. Please call us for details.
We are proud to be an independent insurance agency brokerage and a local business right in your community. Our goal is to bring a wealth of knowledge, experience, and helpful resources to help you select the correct insurance for your individual needs. Our clients are individuals who have more to protect and they expect a higher level of service. We are proud to represent many of the best insurance companies, including many A+ Rated insurance companies. We offer industry leading coverage, trusted experience with unparalleled customer service. You have a dedicated insurance agent that handles your case personally from day one with access to his/her cell number that you may contact anytime, your personal access means you just have to make one phone call no matter if you’re simply changing a car on your insurance policy or something more serious like a car accident. There is a big difference in where you buy your insurance, especially for someone like you. We’ve observed this firsthand, our values are simple, we do what we say were going to do.
If you want someone that’s local and can combine all your insurance policies underneath one roof with one dedicated insurance agent to handle all your needs, we look forward to hearing from you.