Why Did My Home Insurance Rates Go Up?

California homeowners receiving their home insurance renewals are seeing higher rates across the board. Policyholders are demanding answers to why their home insurance rates are increasing and what they can do about it going forward. Record Breaking Inflation Causing Higher Home Insurance Rates Living our daily lives in California, we can see the effects inflation …

Read more

What Is An HO3 Insurance Policy?

An HO3 insurance policy is a type of homeowners insurance that offers protection for your home, yourself, and your belongings from disasters or injuries. The most standard and most common homeowners policy is an HO3. If you are a homeowner then there is a good chance that this is the type of policy you have. …

Read more

California Commercial Flood Insurance

To protect your commercial buildings from floods, it’s important to know that your commercial property insurance is probably not covering you for it. As a broker and an agent, we have many companies to get you the most competitive pricing for your California commercial flood insurance. If you are required to have California commercial flood …

Read more

California Commercial Earthquake Insurance

If you own or manage a commercial building or business, you should consider obtaining commercial earthquake insurance. Most California commercial insurance policies do not include earthquake coverage, and it’s something that one should have. Earthquakes are apart of being in California, and we just never know when it’s going to happen. What Does California Commercial …

Read more

We Offer California Fair Plan Alternatives

Are you looking for California Fair Plan alternatives? You may be in luck. We have scoured the market and have done our research for people like you who are looking for possible ways to get away from the California Fair Plan. First and foremost, we have to say being insured with the California Fair Plan …

Read more

The Fair Plan: Most Frequently Asked Questions

Listed below are some frequently asked questions about the Fair Plan, if you have any more questions, please reach out to us at any time, 949-450-1822 Q: What is the coverage limit for the Fair Plan? A: $3 million in total coverage Q. Is there a price difference when shopping for the Fair Plan with …

Read more

Your California Fair Plan And DIC Wrap Around Guide

If you are a California homeowner located in a fire zone, a brush area, or a high-risk wildfire area, then you probably already know that finding home insurance has become increasingly difficult. Non-renewals, cancellations, and rate increases are becoming a normal occurrence in California. If you are reading this now, you are in good hands …

Read more

Advice For Shopping California Home Insurance

Maybe you have been a homeowner for a while or this is going to be your first home purchase, either way being knowledgeable about your California home insurance is important. In this article, I am going to give you great advice and tools for making sure you know what and how to shop for your …

Read more

What Most Homeowners Don’t Know About Their Homeowners Policy

Your homeowners insurance policy is one of the most important purchases you will make in your lifetime. Your home is usually your biggest asset and Unity One Insurance is here to help you obtain the right coverage and a great policy. How To Shop For Your Homeowners Insurance Policy Shopping for your homeowner’s insurance should …

Read more