California Earthquake Insurance

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California Earthquake Insurance

Breaking California earthquake insurance news 03/10/2017 – A new study led by the Scripps Institution of Oceanography has identified a connection between the Newport-Inglewood and Rose Canyon faults. This creates the potential to produce a large magnitude 7.4 quake and just another reminder of the huge risk earthquakes pose to residents throughout California.

California earthquake insurance is necessary and even more so considering that we live in an area where earthquake fault lines are running under the ground.  To protect your home in case of an earthquake, you need to add a California earthquake insurance endorsement. We can add this to your home policy or buy a separate earthquake policy.

California Earthquake Insurance Will Help Rebuild Your Home

Our California earthquake insurance plans will help rebuild your home in the event of an earthquake. Although earthquakes are a genuine and present threat in California, they are ordinarily not secured by a mortgage holder’s insurance strategy. Our stand-alone private earthquake insurance approach will give you the true serenity and security you merit.

There are important things about earthquake insurance that you as our client should know;

  • Most home insurance policies don’t cover earthquake damage.
  • Earthquakes can happen anywhere and anytime.
  • Having a serious earthquake is a matter of when not if.
  • Earthquake insurance is a different endorsement or policy. You must purchase and add it to your homeowner or renter’s policy.

Insurance Strategies We Assess

There are a few alternatives that we will consider when obtaining earthquake insurance for you:

  • Does the strategy cover just your home? Are different structures, for example, carports, outdoor BBQs, and swimming pools additionally included?
  • Will your strategy pay for the substance of your home and for extra every day costs if your house is gravely harmed or demolished?
  • Is your home built on a hillside, slope, or have sandy soil in case of liquefaction?
  • What deductible is the best solution to match the right coverage and rates?

There are different kinds of earthquake insurance riders that can be added or removed that help in premium.  For example, earthquake insurance riders for condominiums have higher earthquake loss assessment coverage.

Our Comprehensive & Standard Policies

Our California earthquake insurance arrangement offers expansive insurance for your residence, other structures, individual property, and extra everyday costs. The Comprehensive earthquake insurance strategy accompanies a choice of different deductibles. For instance, deductibles range as low as 2% up to 25%.  These choices are completely different than most earthquake insurance policies out there today.

Our Standard earthquake insurance in California is carefully arranged to provide insurance to the home with restrictions. For instance, restrictions related to your own belongings and extra everyday costs. The strategy accompanies a 15% deductible. This can give considerable premium relief over comparable earthquake scopes offered by other insurance organizations.

Both the Comprehensive and Standard earthquake insurance policies are offered as a solitary cutoff of a scope with a 10% – 25% deductible with alternatives taking the area into account. To figure out what type of earthquake insurance you should obtain, you ought to consider what it may cost to revamp your home after an earthquake. Furthermore, you should consult our agent regarding the expenses that are assessed for different structures, contents, and loss of use coverage. Speak to our qualified agent today! Call 949-450-1822

Earthquake Insurance Quote