Why Did My Home Insurance Rates Go Up?

California homeowners receiving their home insurance renewals are seeing higher rates across the board. Policyholders are demanding answers to why their home insurance rates are increasing and what they can do about it going forward. Record Breaking Inflation Causing Higher Home Insurance Rates Living our daily lives in California, we can see the effects inflation …

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Benefits Of Having A California Fair Plan Broker

Having a California Fair Plan Broker is imperative. If your home has to be insured through the Fair Plan, it’s probably located in an area where it has a much greater chance of burning down and catching fire. Losing your home and all your things to a fire is one of the worst things that …

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What Is An HO3 Insurance Policy?

An HO3 insurance policy is a type of homeowners insurance that offers protection for your home, yourself, and your belongings from disasters or injuries. The most standard and most common homeowners policy is an HO3. If you are a homeowner then there is a good chance that this is the type of policy you have. …

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California Commercial Flood Insurance

To protect your commercial buildings from floods, it’s important to know that your commercial property insurance is probably not covering you for it. As a broker and an agent, we have many companies to get you the most competitive pricing for your California commercial flood insurance. If you are required to have California commercial flood …

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California Commercial Earthquake Insurance

If you own or manage a commercial building or business, you should consider obtaining commercial earthquake insurance. Most California commercial insurance policies do not include earthquake coverage, and it’s something that one should have. Earthquakes are apart of being in California, and we just never know when it’s going to happen. What Does California Commercial …

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We Offer California Fair Plan Alternatives

Are you looking for California Fair Plan alternatives? You may be in luck. We have scoured the market and have done our research for people like you who are looking for possible ways to get away from the California Fair Plan. First and foremost, we have to say being insured with the California Fair Plan …

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The Fair Plan: Most Frequently Asked Questions

Listed below are some frequently asked questions about the Fair Plan, if you have any more questions, please reach out to us at any time, 949-450-1822 Q: What is the coverage limit for the Fair Plan? A: $3 million in total coverage Q. Is there a price difference when shopping for the Fair Plan with …

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How To Choose The Right Insurance Agent For The Job

When choosing the right insurance agent or broker, there are some things you should be looking out for and paying attention to. Insuring your house, car, business, family, and life is not a job for just anyone to take on and be trusted. Do your research and feel confident with the insurance agent or broker …

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OC Insurance Broker: One-Stop Shop For All Your Insurance Needs

Here at Unity One Insurance, we are experts in all things insurance. If we insure your home, we can also insure your auto, umbrella, commercial business, and everything else. This is one of the many benefits of being insured with your OC insurance broker. Sometimes clients ask us what kind of insurance we do, and …

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